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  • 520 Harbor Drive, Annapolis, MD 21403 Main Photo

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BEDS4 BATHS3 full SQUARE FEET2,600 MLS#MDAA2142262
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONHILLSMERE ESTATES SCHOOLANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Property Description

DO NOT WAIT ON THIS ONE. Some homes hit the market. Others take it over. 520 Harbor Drive is the one everyone’s been waiting for. Perfectly positioned in the heart of Hillsmere, this property delivers the kind of lifestyle buyers chase and rarely secure — effortless access to the South River and Chesapeake Bay, a vibrant waterfront community, and a home that lives as good as it looks. From the moment you arrive, there’s an energy here — polished, intentional, and completely move-in ready. Every space flows the way today’s buyers want: open, light-filled, and designed for real living. The kitchen anchors it all, opening seamlessly into generous living and gathering spaces that make everyday life feel elevated and entertaining feel easy. Step outside and it only gets better. Private outdoor living spaces extend the experience, giving you room to unwind, host, and take full advantage of the setting. And in Hillsmere, that means beaches, marina access, pool, and a true neighborhood feel that people don’t leave. Here’s the truth: Homes like this in Hillsmere don’t sit. They don’t linger. And they don’t give second chances. If you’ve been waiting for the right one — this is it. And you’re not the only one watching. (Interior photos will post May 15th)

520 Harbor Drive | MLS# MDAA2142262

This single family home located at 520 Harbor Drive, Annapolis, MD 21403 is currently listed for sale with an asking price of $800,000. This property was built in 1968 and has 4 bedrooms and 3 full baths with 2600 sq. ft. Harbor Drive is located in the HILLSMERE ESTATES subdivision within the ANNE ARUNDEL COUNTY PUBLIC SCHOOLS school district. Search HILLSMERE ESTATES real estate on www.yermangainesteam.com today.

Upcoming Open Houses

Open House Saturday May 16th, 11:00am - 1:00pm
Open House Sunday May 17th, 11:00am - 1:00pm

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Connecting Stairway, Daylight, Partial, Drain, Drainage System, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Sump Pump, Walkout Stairs, Water Proofing System, Windows
Cooling: Central A/C, Ceiling Fan(s), Programmable Thermostat
Fuel Type: Electric
Heating: Forced Air, Heat Pump(s)
Home Style: Coastal, Cottage, Ranch/Rambler
Lot Size: 0.24 Acres
Roof Type: Asphalt
Stories: 2.0
Taxes: $5,244
Year Built: 1968

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater
Community Amenities: Beach, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
Exterior: Brick, Vinyl Siding
Exterior: Boat Storage, Exterior Lighting, Play Area, Street Lights
Flooring: Luxury Vinyl Plank, Ceramic Tile, Carpet
Interior: Attic, Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Water Treat System
Lake Name: South River and Chesapeake Bay
Lot: Cleared, Corner, Front Yard, Landscaping, Rear Yard, SideYard(s)
Lot Dimensions: 0.24 Acre(S)
Parking Features: Asphalt Driveway
Parking Notes: 4 Total Parking Spaces
Sewer: Public Sewer
Special View Info: Garden/Lawn
SQFT Above Finished: 1300
SQFT Below Finished: 1300
SQFT Total Finished: 2600
Structure Type: Detached
Total Garage/Parking Spaces: 4
Water: Well

Local Schools

High School: ANNAPOLIS
Middle School: ANNAPOLIS
Elementary School: HILLSMERE
School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty
Agency Phone: 4102638686

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Estimated Payment

$ 2,450.79 per month $1,780.45 Principal & Interest $437.00 Property Tax $233.33 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/16/2026. The listing information on this page last changed on 05/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 05/16/2026 5:51:13 PM EST) or Bright MLS (last updated Sat 05/16/2026 8:07:10 AM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agent License Information: 
Licensed in Maryland
The Gaines Group
Brandon Gaines, Jeffrey Gaines, Colin Gaines 

1425 Clarkview Road, Suite 700, Baltimore, MD 21209
410-583-0400

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