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38 Osprey Way, Elkton, MD 21921

$1,600,000
  • 38 Osprey Way, Elkton, MD 21921 Main Photo

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BEDS4 BATHS3 full 1 partial SQUARE FEET4,185 MLS#MDCC2020600
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONELK NECK SCHOOLCECIL COUNTY PUBLIC SCHOOLS

Property Description

This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors. Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space. The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace. Situated on 3.12 private acres along the water, the setting is truly the highlight—offering peaceful views, privacy, and plenty of space to make this property your own. The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.

38 Osprey Way | MLS# MDCC2020600

This single family home located at 38 Osprey Way, Elkton, MD 21921 is currently listed for sale with an asking price of $1,600,000. This property was built in 1995 and has 4 bedrooms and 3 full and 1 partial baths with 4185 sq. ft. Osprey Way is located in the ELK NECK subdivision within the CECIL COUNTY PUBLIC SCHOOLS school district. Search ELK NECK real estate on www.yermangainesteam.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Fuel Type: Geo-thermal, Natural Gas, Propane - Owned
Garage: 6
Heating: Central, Forced Air, Hot Water
Home Style: Contemporary
Lot Size: 3.12 Acres
Stories: 2.0
Taxes: $12,386
Year Built: 1995

Feature Descriptions

Accessibility: >84" Garage Door
Additional Structures: Above Grade, Below Grade
Appliances: Cooktop, Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Humidifier, Oven - Double, Washer, Water Heater
Exterior: Flood Lights, Other
Exterior: Frame
Fencing: Wood
Flooring: Carpet, Ceramic Tile, Hardwood, Stone
Interior: Attic, Built-Ins, Ceiling Fan(s), Central Vacuum, Crown Moldings, Curved Staircase, Family Room Off Kitchen, Intercom, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Store/Office, Walk-in Closet(s), Bar
Location: River
Lot: Private, Rural, Secluded
Lot Dimensions: 3.12 Acre(S)
Parking Features: Dirt Driveway
Parking Notes: 6 Total Parking Spaces
Rooms: Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Kitchen, Family Room, Basement, Foyer, Great Room, Attic, Half Bath
Sewer: Private Septic Tank
Special View Info: River
SQFT Above Finished: 3630
SQFT Below Finished: 555
SQFT Total Finished: 4185
Structure Type: Detached
Swimming Pool: Heated, Fenced, In Ground
Total Garage/Parking Spaces: 6
Water: Well
Windows: Replacement

Local Schools

School District: CECIL COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Iron Valley Real Estate of Central PA
Agency Phone: 7173445950

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Estimated Payment

$ 5,059.74 per month $3,560.91 Principal & Interest $1,032.17 Property Tax $466.67 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/20/2026. The listing information on this page last changed on 03/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/20/2026 4:29:22 AM EST) or Bright MLS (last updated Fri 03/20/2026 12:37:55 AM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agent License Information: 
Licensed in Maryland
The Gaines Group
Brandon Gaines, Jeffrey Gaines, Colin Gaines 

1425 Clarkview Road, Suite 700, Baltimore, MD 21209
410-583-0400

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