27245 Cat Creek Road • Mechanicsville, MD 20659

$640,000 Beds: 4 • Baths: 2 full 1 partial • Sq. Feet: 2632 • MLS ID: MDSM2030482 • Subdivision: RIVERWOOD FARMS • School Dist: ST MARYS COUNTY PUBLIC SCHOOLS
Opportunity Still Available – Accepting Back-Up Offers This is one you do not want to miss. Experience everyday living like a retreat at this beautiful water-oriented Colonial on Cat Creek, just off the Patuxent River, complete with your own private pier where you can launch a kayak, enjoy nature, watch wildlife, or simply relax by the water. Set on a peaceful one-acre lot in Mechanicsville, this well-maintained home offers 4 bedrooms, 2.5 baths, and a two-car front-entry garage with standout curb appeal highlighted by an expansive wraparound front porch and striking double staircase. Inside, the main level features hardwood floors, a bright foyer, formal living room ideal for a den or flex space, dedicated home office, separate dining room, half bath, and interior garage access. The spacious kitchen includes stainless steel appliances, tiled flooring, pantry, pot rack, modern fixtures, abundant cabinetry, and a built-in desk overlooking the large family room with gas fireplace and backyard access. The sunroom just off the kitchen is filled with natural light and provides the perfect place to unwind while overlooking the peaceful outdoor setting. Upstairs, the primary suite features tray ceilings, blackout blinds, walk-in closet, and ensuite bath with dual vanities, oversized shower with dual shower heads, and private toilet closet. Three additional generously sized bedrooms share a full bath with dual vanities, including one bedroom with a Murphy bed and built-in shelving, plus the convenience of upper-level laundry. The basement is drywalled and ready for finishing, offering a blank canvas for a recreation room, additional living space, bedrooms, gym, or storage. Outdoor living shines with composite decking, covered patio, gazebo-style grilling and gathering area, scenic walking path, and stairs leading to the private pier on Cat Creek. Additional features include a whole-house generator, three storage sheds, and numerous updates including interior paint, new dishwasher, new microwave, upgraded front door with sidelights and screen door, composite front porch and steps, composite rear deck, tankless water heater, thermal compression tank, Hunter Douglas blackout blinds, updated heat pumps, replaced garage door opener, and whole-house AprilAire humidifiers. Detailed updates sheet available in the document section. Sellers reserve the right to accept an offer at any time. View this listing at: http://yermangainesteam.com/mls=MDSM2030482

Property Features

  • Garage: 2
  • Taxes: $6,632
  • Basement: Yes
  • Roof Type: Architectural Shingle
  • Exterior: Combination
  • Parking Notes: 6 Total Parking Spaces
  • Special View Info: Bay,Creek/Stream
  • Lot Size: 1.09 Acres
  • Lot Dimensions: 1.09 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Electric,Propane - Owned
  • Cooling: Ceiling Fan(s),Central A/C
  • Year Built: 2006
  • Fireplaces: 1
  • Water: Well
  • Sewer: On Site Septic
  • Stories: 2.0
  • Additional Structures: Above Grade,Below Grade
  • Location Description: Creek/Stream
  • Lot Description: Backs to Trees, Fishing Available, Front Yard, Landscaping, Rear Yard, Rural, Tidal Wetland
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 6
  • Parking Features: Crushed Stone
  • Appliances: Built-In Microwave,Dishwasher,Dryer,Exhaust Fan,Icemaker,Instant Hot Water,Oven/Range - Electric,Refrigerator,Washer,Water Conditioner - Owned,Water Heater - Tankless
  • Rooms: Living Room,Dining Room,Kitchen,Family Room,Foyer,Sun/Florida Room,Laundry,Recreation Room
  • Basement: Connecting Stairway,Daylight, Partial,Partially Finished,Rear Entrance
  • Lake Name: Cat Creek
  • SQFT Total Finished: 2632
  • SQFT Above Finished: 2632
  • Exterior: Bump-outs,Extensive Hardscape,Outbuilding(s),Other
  • Interior: Bathroom - Soaking Tub,Bathroom - Stall Shower,Bathroom - Tub Shower,Breakfast Area,Carpet,Ceiling Fan(s),Floor Plan - Open,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen - Island,Pantry,Upgraded Countertops,Walk-in Closet(s),Wood Floors
  • Fireplace: Gas/Propane
  • Flooring: Carpet,Hardwood,Tile/Brick
  • Waterfront: Private Dock Site
  • Water Access: Canoe/Kayak,Fishing Allowed,Private Access
  • Windows: Double Hung

School Information

  • School District: ST MARYS COUNTY PUBLIC SCHOOLS
Printed May 17, 2026


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