996 Headwater Road • Annapolis, MD 21403

$1,150,000 Beds: 4 • Baths: 3 full 1 partial • Sq. Feet: 2288 • MLS ID: MDAA2143898 • Subdivision: KITTY CREEK • School Dist: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Waterfront home nestled in the serene enclave of Kitty Creek; located right off the South River with easy access to the Chesapeake Bay. This recently updated home offers the perfect blend of luxury, comfort, and waterfront living. Inside, you’re welcomed by refinished hardwood floors and abundant natural light. The updated kitchen features new GE stainless steel appliances and opens to a cozy living room with a wood-burning fireplace and direct access to the deck; ideal for dining under the stars overlooking the peaceful backyard and creek. A main-level laundry/mudroom with side entrance and ramp adds everyday convenience.The primary suite is a true retreat, featuring a waterfront-facing design with a private balcony and updated en-suite bath. Three additional bedrooms with new carpet offer flexibility for guests, a home office, or growing needs. The fully finished walkout lower level provides a private in-law suite with its own entrance, full kitchen, large updated bath, and laundry hookup; perfect for extended stays or entertaining. Outside, enjoy 50 feet of waterfront with a private dock slip, kayak rack, and a spacious .41-acre lot offering plenty of room to relax, garden, or play. Ideally located with easy access to Annapolis, BWI, and DC, this home offers the best of peaceful waterfront living in Annapolis and everyday convenience. View this listing at: http://yermangainesteam.com/mls=MDAA2143898

Property Features

  • Taxes: $8,067
  • Basement: Yes
  • Roof Type: Asphalt
  • Exterior: HardiPlank Type
  • Special View Info: Creek/Stream
  • Lot Size: 0.41 Acres
  • Lot Dimensions: 0.41 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Electric
  • Cooling: Central A/C
  • Year Built: 1986
  • Fireplaces: 1
  • Water: Well
  • Sewer: Public Sewer
  • Stories: 2.0
  • HOA Fee: $230.00/Annually
  • Accessibility: Ramp - Main Level
  • Additional Structures: Above Grade,Below Grade
  • Fencing Description: Picket
  • Location Description: Creek/Stream
  • Structure Type: Detached
  • Appliances: Built-In Range,Built-In Microwave,Dishwasher,Refrigerator,Extra Refrigerator/Freezer,Washer/Dryer Hookups Only
  • Basement: English,Walkout Level,Rear Entrance
  • SQFT Total Finished: 2288
  • SQFT Above Finished: 1700
  • SQFT Below Finished: 588
  • Interior: 2nd Kitchen,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Living,Family Room Off Kitchen,Primary Bedroom - Bay Front,Primary Bath(s),Recessed Lighting,Skylight(s),Upgraded Countertops,Wood Floors
  • Fireplace: Insert,Mantel(s)
  • Flooring: Hardwood,Carpet,Tile/Brick
  • Waterfront: Private Dock Site
  • Windows: Double Hung,Replacement

School Information

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Printed May 16, 2026


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