520 Harbor Drive • Annapolis, MD 21403

$800,000 Beds: 4 • Baths: 3 full • Sq. Feet: 2600 • MLS ID: MDAA2142262 • Subdivision: HILLSMERE ESTATES • School Dist: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
DO NOT WAIT ON THIS ONE. Some homes hit the market. Others take it over. 520 Harbor Drive is the one everyone’s been waiting for. Perfectly positioned in the heart of Hillsmere, this property delivers the kind of lifestyle buyers chase and rarely secure — effortless access to the South River and Chesapeake Bay, a vibrant waterfront community, and a home that lives as good as it looks. From the moment you arrive, there’s an energy here — polished, intentional, and completely move-in ready. Every space flows the way today’s buyers want: open, light-filled, and designed for real living. The kitchen anchors it all, opening seamlessly into generous living and gathering spaces that make everyday life feel elevated and entertaining feel easy. Step outside and it only gets better. Private outdoor living spaces extend the experience, giving you room to unwind, host, and take full advantage of the setting. And in Hillsmere, that means beaches, marina access, pool, and a true neighborhood feel that people don’t leave. Here’s the truth: Homes like this in Hillsmere don’t sit. They don’t linger. And they don’t give second chances. If you’ve been waiting for the right one — this is it. And you’re not the only one watching. (Interior photos will post May 15th) View this listing at: http://yermangainesteam.com/mls=MDAA2142262

Property Features

  • Taxes: $5,244
  • Basement: Yes
  • Roof Type: Asphalt
  • Exterior: Brick,Vinyl Siding
  • Parking Notes: 4 Total Parking Spaces
  • Special View Info: Garden/Lawn
  • Lot Size: 0.24 Acres
  • Lot Dimensions: 0.24 Acre(S)
  • Heating: Forced Air,Heat Pump(s)
  • Fuel Type: Electric
  • Cooling: Central A/C,Ceiling Fan(s),Programmable Thermostat
  • Year Built: 1968
  • Water: Well
  • Sewer: Public Sewer
  • Stories: 2.0
  • Additional Structures: Above Grade,Below Grade
  • Lot Description: Cleared, Corner, Front Yard, Landscaping, Rear Yard, SideYard(s)
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 4
  • Parking Features: Asphalt Driveway
  • Appliances: Dishwasher,Disposal,Exhaust Fan,Microwave,Oven - Self Cleaning,Oven/Range - Electric,Refrigerator,Stainless Steel Appliances,Water Heater
  • Basement: Connecting Stairway,Daylight, Partial,Drain,Drainage System,Full,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Sump Pump,Walkout Stairs,Water Proofing System,Windows
  • Lake Name: South River and Chesapeake Bay
  • Community Amenities: Beach,Boat Ramp,Common Grounds,Marina/Marina Club,Mooring Area,Picnic Area,Pier/Dock,Pool - Outdoor,Pool Mem Avail,Tot Lots/Playground,Water/Lake Privileges
  • SQFT Total Finished: 2600
  • SQFT Above Finished: 1300
  • SQFT Below Finished: 1300
  • Exterior: Boat Storage,Exterior Lighting,Play Area,Street Lights
  • Interior: Attic,Breakfast Area,Carpet,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country,Kitchen - Eat-In,Kitchen - Gourmet,Kitchen - Island,Primary Bath(s),Recessed Lighting,Bathroom - Stall Shower,Bathroom - Tub Shower,Upgraded Countertops,Water Treat System
  • Flooring: Luxury Vinyl Plank,Ceramic Tile,Carpet

School Information

  • High School: ANNAPOLIS
  • Middle School: ANNAPOLIS
  • Elementary School: HILLSMERE
  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Printed May 16, 2026


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