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221 Smarty Jones Terrace, Havre de Grace, MD 21078

$615,000
  • 221 Smarty Jones Terrace, Havre de Grace, MD 21078 Main Photo

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New to the Market
BEDS3 BATHS3 full SQUARE FEET3,620 MLS#MDHR2058928
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONBULLE ROCK SCHOOLHARFORD COUNTY PUBLIC SCHOOLS

Property Description

Experience the ultimate resort lifestyle in Bulle Rock! This beautiful DR Horton home in historic Havre de Grace, MD, offers seamless main-level living, premium custom upgrades, and exceptionally spacious finished spaces. Main-Level Elegance & Luxury Inside, enjoy a bright, flowing layout detailed with newer carpet, newer blinds, and rich hardwood flooring. Elegant crown moulding and decorative trim accent the formal living and dining rooms. Behind double glass French doors, the front office provides a quiet, dedicated workspace. The gourmet kitchen shines with granite countertops, stainless steel appliances, and a cozy breakfast nook. Relax in the family room beside the gas fireplace, or escape to the vaulted sunroom. Glass sliders with built-in blinds open to your private outdoor oasis: a low-maintenance composite deck and a paver patio with custom bench seating and a retaining wall garden backing to mature trees. The primary suite is a true retreat, featuring a tray ceiling, dual walk-in closets with custom shelving, and a spa-like en-suite bath with dual vanities and a large tiled walk-in shower with bench seating. The main floor also includes a second bedroom, a versatile third bedroom, a second full bath, and a convenient laundry room with a utility sink and garage access. The finished lower level dramatically expands your living space, offering a massive recreation room with a walk-up glass panel door to the backyard. Perfect for guests, the space includes a large finished bonus room with a walk-in closet and direct access to a full bathroom. A second finished bonus room is perfect for a home gym or hobby space, and an expansive unfinished storage room keeps everything organized. This property boasts excellent peace of mind with a newer water heater (2022), replacement windows with a lifetime warranty, and newer garage openers (2026). Enjoy stress-free living with Bulle Rock's premium HOA services, which handle lawn maintenance, trash removal, and snow removal right to your door. The gated community features a private residents' club, indoor and outdoor pools, a fitness center, walking trails, and tennis courts. You are also just minutes from historic Havre de Grace waterfront dining, shopping, and I-95.

221 Smarty Jones Terrace | MLS# MDHR2058928

This single family home located at 221 Smarty Jones Terrace, Havre de Grace, MD 21078 is currently listed for sale with an asking price of $615,000. This property was built in 2006 and has 3 bedrooms and 3 full baths with 3620 sq. ft. Smarty Jones Terrace is located in the BULLE ROCK subdivision within the HARFORD COUNTY PUBLIC SCHOOLS school district. Search BULLE ROCK real estate on www.yermangainesteam.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Full, Outside Entrance, Interior Access, Partially Finished, Rear Entrance, Sump Pump, Walkout Stairs
Cooling: Ceiling Fan(s), Central A/C
Fireplaces: 1
Fuel Type: Natural Gas
Garage: 2
Heating: Forced Air
Home Style: Ranch/Rambler
Lot Size: 0.24 Acres
Stories: 2.0
Taxes: $5,722
Year Built: 2006

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Community Amenities: Bike Trail, Billiard Room, Common Grounds, Exercise Room, Fitness Center, Gated Community, Golf Course Membership Available, Hot tub, Jog/Walk Path, Pickleball Courts, Picnic Area, Pool - Indoor, Pool - Outdoor, Sauna, Security, Shuffleboard, Tennis Courts, Tot Lots/Playground
Exterior: Combination, Brick, Vinyl Siding
Fireplace: Gas/Propane
HOA Fee: $381.00/Monthly
Lot Dimensions: 0.24 Acre(S)
Municipality: Havre de Grace
Parking Notes: 4 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Kitchen, Family Room, Basement, Sun/Florida Room, Laundry, Office, Storage Room, Bathroom 2,Bonus Room, Primary Bathroom
Sewer: Public Sewer
SQFT Above Finished: 2420
SQFT Below Finished: 1200
SQFT Total Finished: 3620
Structure Type: Detached
Total Garage/Parking Spaces: 4
Water: Public

Room Sizes

Living Room: 15 x 10 Level - Main
Dining Room: 15 x 9 Level - Main
Kitchen: 13 x 15 Level - Main
Family Room: 15 x 16 Level - Main
Sun/Florida Room: 16 x 9 Level - Main
Office: 10 x 10 Level - Main
Primary Bedroom: 12 x 18 Level - Main
Bedroom 2: 10 x 12 Level - Main
Bedroom 3: 12 x 11 Level - Main
Basement: 30 x 20 Level - Lower 1
Bonus Room: 16 x 29 Level - Lower 1
Bonus Room: 12 x 11 Level - Lower 1
Storage Room: 16 x 35 Level - Lower 1

Local Schools

School District: HARFORD COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Cummings & Co Realtors
Agency Phone: 4108230033

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Estimated Payment

$ 2,024.93 per month $1,368.72 Principal & Interest $476.83 Property Tax $179.38 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/19/2026. The listing information on this page last changed on 08/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 08/19/2026 4:19:05 AM EST) or Bright MLS (last updated Tue 08/18/2026 9:54:27 AM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agent License Information: 
Licensed in Maryland
The Gaines Group
Brandon Gaines, Jeffrey Gaines, Colin Gaines 

1425 Clarkview Road, Suite 700, Baltimore, MD 21209
410-583-0400

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