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20698 Garrett Highway , Oakland, MD 21550

$1,199,000
  • 20698 Garrett Highway , Oakland, MD 21550 Main Photo

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New to the Market
BEDS4 BATHS3 full SQUARE FEET1,844 MLS#MDGA2012616
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONGARRETT HIGHWAY SCHOOLGARRETT COUNTY PUBLIC SCHOOLS

Property Description

Beautiful lakefront home offering 89' of lakefront and a private dock. This home has been remodeled and is very warm and inviting from the moment you enter. Boasting a great island featuring granite countertops, and plenty of seating for family and friends. The lakefront views are unobstructed year round, and can be enjoyed from most any room. The outside space is just as pleasing with a wrap-around Trex deck, stone patio with a hot tub, and a firepit. If all of this isn't enough, take a few steps down to the lakefront and enjoy the type A dock. The central location is also hard to beat, just minutes to coffee, ice cream, Wisp Ski Resort, grocery stores and restaurants. Established rental "Moments & Memories". Call today to preview!

20698 Garrett Highway | MLS# MDGA2012616

This single family home located at 20698 Garrett Highway , Oakland, MD 21550 is currently listed for sale with an asking price of $1,199,000. This property was built in 1950 and has 4 bedrooms and 3 full baths with 1844 sq. ft. Garrett Highway is located in the GARRETT HIGHWAY subdivision within the GARRETT COUNTY PUBLIC SCHOOLS school district. Search GARRETT HIGHWAY real estate on www.yermangainesteam.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Fully Finished, Heated
Cooling: Central A/C
Fireplaces: 1
Fuel Type: Propane - Owned
Heating: Forced Air
Home Style: Cottage
Lot Size: 0.28 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $9,200
Year Built: 1950

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
Exterior: Frame
Exterior: Hot Tub
Fireplace: Stone
Flooring: Laminated
Interior: Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island
Lake Name: Deep Creek Lake
Location: Lake
Lot Dimensions: 0.28 Acre(S)
Parking Notes: 4 Total Parking Spaces
Pet Restrictions: No Pet Restrictions
Rooms: Living Room, Dining Room, Bedroom 2,Bedroom 3,Bedroom 4,Kitchen, Family Room, Bedroom 1,Laundry
Sewer: Public Sewer
Special View Info: Mountain, Water
SQFT Above Finished: 1168
SQFT Below Finished: 676
SQFT Total Finished: 1844
Structure Type: Detached
Total Garage/Parking Spaces: 4
Water: Public
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Swimming Allowed, Waterski/Wakeboard, Sail
Waterfront: Private Dock Site
Windows: Wood Frame

Room Sizes

Living Room: 22 x 17 Level - Main
Kitchen: 9 x 8 Level - Main
Bedroom 1: 10 x 10 Level - Main
Bedroom 2: 10 x 10 Level - Main
Bedroom 3: 10 x 10 Level - Main
Dining Room: 10 x 9 Level - Main
Family Room: 23 x 18 Level - Lower 1
Bedroom 4: 14 x 12 Level - Lower 1

Local Schools

School District: GARRETT COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Taylor-Made Deep Creek Sales
Agency Phone: 3013874700

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Estimated Payment

$ 3,784.83 per month $2,668.45 Principal & Interest $766.67 Property Tax $349.71 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/20/2026. The listing information on this page last changed on 08/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 08/20/2026 12:00:01 AM EST) or Bright MLS (last updated Wed 08/19/2026 11:49:41 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agent License Information: 
Licensed in Maryland
The Gaines Group
Brandon Gaines, Jeffrey Gaines, Colin Gaines 

1425 Clarkview Road, Suite 700, Baltimore, MD 21209
410-583-0400

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